4400 Riverside Drive

Crystal Lake, IL
$ 495,000 Beds 3 Baths 2.5 Sq 1,404
Monthly Estimate* How much can I afford?

MOTIVATED SELLER! NO WATER INTRUSION DURING FLOODS! Waterfront Living at Its Best - No HOA! Welcome to your riverfront retreat! This beautifully updated 3-bedroom, 2.5-bath home sits on a rare, level double lot with 80 feet of direct river frontage-ideal for waterskiing, boating, kayaking, paddle boarding, and fishing right from your backyard. "Bonus Value: The square footage for this home is deceptively spacious. The entire second floor (comprising bedrooms, bathrooms, laundry, and storage above the garage) is not included in the primary square footage count, offering significantly more functional room than meets the eye." The deep-water pier is ready for all your toys and adventures! Enjoy the outdoors in every season-watch abundant wildlife, snowmobile in winter, or gather around the fire pit under the stars. Inside, you'll find a bright, nautical cottage-inspired interior featuring new luxury vinyl plank flooring, fresh finishes, and newer stainless steel appliances in the open-concept kitchen. The spacious layout offers plenty of room to entertain, unwind, or simply take in the stunning water views. Additional highlights include an attached 2-car garage, ample parking, and a golf cart-friendly neighborhood. You'll also appreciate the new septic system (installed 2023) for added peace of mind. With no HOA restrictions, this home offers true flexibility-perfect as a full-time residence, weekend getaway, or high-performing short-term rental (Airbnb or VRBO). Don't miss this rare opportunity to own your own slice of riverfront paradise-where every day feels like vacation!

Active

  • Price
  • $ 495,000
  • City
  • Crystal Lake
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MCHENRY
  • Half Bathrooms
  • 1
  • Area
  • Crystal Lake - Lakewood - Prairie Grove
  • Lot Size
  • 0.2474 Acres
  • Zip
  • 60014
  • Sqr Footage
  • 1,404
  • Year Built
  • 1942
  • Taxes
  • $ 6947
  • Style
  • Cape Cod
  • MLS#
  • 12727306
Listed By: 4 Sale Realty Advantage LLC
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 1404
Sewer Septic Tank
Heating Natural Gas,Electric,Forced Air,Sep Heating Systems - 2+
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)
Garage Spaces 2
Association Fee Includes None
Architectural Style Cape Cod
Construction Materials Vinyl Siding
Year Built 1942
Electric Circuit Breakers
Township Nunda
Tax Year 2025
Ownership Fee Simple
Community Features Water Rights,Street Lights,Street Paved
Assoc Fee Paid Per Not Applicable
County McHenry
New Construction No
Property Type Residential
Subdivision Name Bayview Beach
Total Rooms 6
Full Baths 2
Status Active
Directions Rte 176 to Bay View Beach Rd to Sherman to Riverside to Home.
High School Prairie Ridge High School
City Crystal Lake
High School District 155
MLS Area Crystal Lake / Lakewood / Prairie Grove
Elementary School Prairie Grove Elementary School
Tax Annual Amount 6947
Middle/Junior High School Prairie Grove Junior High School
Additional Parcels Y/N No
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
Property Type Detached Single

Interior Features

Basement None
Total Fireplaces 1
Fireplace Features Gas Log
Half Baths 1
Laundry Features In Unit
Total Bedrooms 3
Room Type Mud Room
LivingAreaSource Assessor
Total Baths 3
Bedrooms Possible 3
Bathroom Separate Shower

Exterior Features

Exterior Amenities Boat Slip,Fire Pit
Parking Features Garage Door Opener,Yes,Garage Owned,Attached,Driveway,Other,Garage
Lot Features Water Rights
Water Source Well
Total Parking 8
Foundation Details Concrete Perimeter
Lot Dimensions 10777
Lot Size Acres 0.2474
Waterfront Y/N Yes
Other Equipment Water-Softener Owned,CO Detectors,Ceiling Fan(s),Sump Pump

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Park Ridge, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Prairie Grove Elementary School
Middle School Prairie Grove Junior High School
High School Prairie Ridge High School

Price History

8/7/2026 Listed $495,000

Property vs Zip Code Average in 60014

Price
AVG $540K
$500K
Taxes
AVG $7,418
$6,947
Year Built
AVG 1983
1942
Visits
AVG 172
36
Data Provided by Inside Real Estate®

Areas That We Cover

4400 Riverside Drive Crystal Lake, IL is a Single Family Home for sale at $495000 with 1404 sqft and a lot size of 0.2474 Acres Acre(s). 4400 Riverside Drive Crystal Lake has 3 bedrooms, 2 baths and was built in 1942. The property's zip code is 60014 which is in Crystal Lake, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.